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Geovera Information Page

Comprehensive Coverage

Standard Coverage

Combined Single Limit of Coverage

  • 100% of Dwelling (up to policy limits)
  • 100% of detached Garages or other structures
  • 100% of Personal Property
  • Loss of Use / Fair Rental Value up to 12 months
  • Engineering & Demolition Costs (5% of policy limit)
  • $10,000 Building Code Upgrade
  • Loss Assessment (20% of policy limit, Max $50,000)
  • Debris Removal
  • 100% of Dwelling (up to policy limits)
  • Detached Garages or Other Structures Not Covered
  • $5000 Personal Property
  • $1500 Loss of Use / Fair Rental Value
  • Engineering & Demolition Costs (5% of policy limit)
  • $10,000 Building Code Upgrade
  • Loss Assessment (20% of policy limit, Max $50,000)
  • Debris Removal

The Comprehensive policy also includes full coverage up to policy limits for: wall coverings, stained glass windows, satellite dishes, jewelry, silverware, musical instruments, personal computer equipment, built-in BBQ's, playground equipment, and greenhouses.

The Standard policy does not provide coverage for other structures.

Special Limits

  • $5000 for chimneys, fireplaces, masonry veneers
  • $3000 for swimming pools, spas, pool decking
  • $3000 for fences
  • $3000 for retaining walls
  • $3000 for detached walkways, patios
  • $3000 for paintings, antiques
  • $5000 for chimneys, fireplaces, masonry veneer
  • Not Covered
  • Not Covered
  • Not Covered
  • Not Covered
  • $3000 for paintings, antiques

Deductibles

10%* - 25%

*10% deductible available in some locations

15%

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