Are your clients prepared?
Program Highlights-California Only
Target Risks: Newer structures or those that have been retrofitted and built on flat or gently sloping lots with slab or raised concrete foundations.
|STANDARD EQ POLICY||CONDO EQ POLICY|
|DWELLING||Select Dwelling Limit||Select Dwelling Limit||25,000|
|CONTENTS||50%||$5000||Select Contents limit|
|LOSS OF USE||20% up to $25,000||$1500||$2500|
|DEDUCTIBLE||10% or 15%||15%||10%|
Dwellings: $75,000 minimum to $5,000,000 (Except LA County; maximum is $2.5 million) maximum dwelling replacement limit
Condominiums: $25,000 minimum to $500,000 maximum Contents limit
Any age for dwellings is acceptable provided older homes have proof of retrofitting; Condo must be built 1960 and newer
Special Coverage Endorsement Available
Superior EQ Plus Endorsement
Increases limits for swimming pools and other types of property
Increases Loss of Use up to $100,000